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okay matt the mortgage guy here want to record a quick video as a warning to consumers about mortgage books before i get into it if youre watching this on youtube do me a huge favor if you like good informational educational content like this on a mortgage go ahead and subscribe to the channel if you smash that like button more people see it i can help more people out so without further ado lets get into it had a conversation day with a client whos buying a condo down in san diego and its its rather common that i have conversations like this i thought to myself ive got to make a video to educate folks who are in the market for a mortgage theyre getting quotes theyre talking to different lenders and and theyre making a vital vital mistake so here is my warning to consumers in regards to mortgage quotes what to look out for and what not to do so he sends me the quote and he sent it to me through his realtor saying oh this is what this lender was offering and its this is this is