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hey guys Im Steve Ludwig the insurance man and today Im gonna talk to you about some of the hidden secrets of high-risk auto insurance sr22 specifically and what peoples beliefs are of what they should be doing when they have an sr-22 thats required and when they cross over into that normal to high-risk auto insurance unfortunately theres a lot of people when they end up getting the DUI which ultimately caused us at sr22 a lot of times you have where a potential client will come to me and theyll be like well you know Im just going to go down to my good neighbor or good hands agent down the street you know Ive known them for 10 15 years theyve helped my family theyve done a lot of things where that person you know has ultimately gained the trust of that customer the thing is with it is thats not the right kind of business for a captive agency when you have a captive agent theyre looking for more of the standard or preferred kind of business theyre not looking for that DUI o