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hello and welcome to our video Lesson today we are tackling understanding liability insurance what it is and why you or your business needs it this is a YouTube video Lesson that provides an overview of liability insurance for businesses the video covers the basics of liability insurance including what it is how it works and why its important for businesses to have the lesson Begins by defining liability insurance and explaining the different types of liability coverage that are available such as general liability professional liability and product liability insurance the video then delves into the key features of liability insurance policies such as policy limits deductibles and exclusions we will also discuss as the benefits of liability insurance for businesses including financial protection against potential lawsuits and claims explain how liability insurance can help cover the costs of legal fees settlements and judgments related to liability claims