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[Music] in todays video about personal loans rejections will cover three topics one seven common reasons your loans arent approved to short-term strategies to improve your future loan applications three long-term strategies to improve your future loan applications and one trivia question about loans so todays trivia question is which country in the world gives cheap loans to local producers in exchange for Parmesan cheese the bank charges the producer an interest of two to three percent and a fee insuring the cheese matures properly in the bank vault comment in the section below if you know the answer well discuss the answer at the end of the video lets get started before you apply for another loan find out why your application was rejected youll be able to make small changes to help get your next application approved lenders have to lend money responsibly they cant lend you money if they think you wont be able to make the repayments lets look at seven common reasons your loan