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hey my name is Cassie graves and lets talk about mortgage escrow so what is mortgage escrow should you escrow your payments and what does the whole thing look like so when were talking about a mortgage payment were really talking about four separate things that are making up the entire payment so its going to be principal interest taxes and entrance so principal is simply you paying back the amount that you borrowed interest is the cost of being able to borrow that money taxes or the county property taxes that youll be paying and insurance is the mortgage insurance if youre putting less than twenty percent down and then homeowners insurance to protect your house in the event of damage so that makes up principal interest taxes and entrance the piti or otherwise known as the pity payment so thats the total payment normally that youll see requested from the lender every single month after you close on a house so this is kind of how it works and its a little bit different so we ha
