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- Mark Clayborne here, founder of startupcreditrepairbusiness.com, your mentor, your coach, and your lead generation master. Now in todays training, were gonna talk about the creditor dispute letter. Thats right, the creditor dispute letter. Now in the last video that I did, we talked about debt validation letter. Now in this video were gonna talk about the creditor dispute letter. Now the question is, what is a creditor dispute letter? And why is it different from a debt validation letter? And why is it different from just a basic dispute letter to the credit bureau? Now a creditor dispute letter allows you to dispute directly with the creditor. Chase, Wells Fargo, Macys, Walmart, these are your creditors, these are the people or companies, or organizations that place the negative item on the credit report. So they report it to the credit bureau. You went late, your customer went late, the creditor put the information on your credit report. Now the law, Im not an attorney, so do