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collections got you feeling like youre just like in handcuffs cant make any moves you know youre like kind of embarrassed and want to stick your head in the sand okay they dont have to before you go to dispute any of your negative accounts youre going to go on and remove your old addresses im going to show you how to do this right now digitally from experience so youre shaving about 45 to 90 days off the dispute process so follow along its a free account okay so youre going to log into your experian account and youre going to go down to credit report once you get here i want you to scroll all the way to the bottom see the position right here you have the right to dispute click beauties visa from here youll click start a new dispute right here youll go to personal information