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Welcome to Fridays with Vistage. I'm Bill Black, your moderator, and today’s presenter is Hallel Presser, an attorney and author. Hallel, a Vistage speaker, will share tactics to minimize business risks, emphasizing the importance of separating business assets. He will discuss when to consider international strategies alongside domestic ones, as well as the use of captive insurance companies and other business insurance types. Stay tuned for valuable insights that you can take back to your group.