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In this tutorial, injury attorney Anh Phoong discusses the impact of medical bills on personal injury settlements. Clients often worry about the accumulation of medical expenses, as these are considered when determining the settlement amount. Generally, higher medical bills can lead to a higher settlement. During a typical settlement process, medical bills are included and paid out of the settlement total. For example, if a client receives a $50,000 settlement and has $10,000 in medical bills, that amount is deducted from the total settlement. The tutorial addresses common concerns about how clients will manage their medical bills and reassures them that these costs are usually covered in the settlement.