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In this video, injury attorney Anh Phoong addresses how medical bills impact personal injury settlements. Many clients worry about their escalating medical expenses. Generally, these bills are considered when determining the settlement amount, with higher bills potentially leading to higher settlements. Clients often ask how they will manage these costs or if they will be left with unpaid bills. In a typical settlement, medical expenses are covered within the settlement amount. For example, if a client receives a $50,000 settlement and has $10,000 in medical bills, the bills are deducted from the total, ensuring that the medical expenses are paid out of the settlement.