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welcome to another version of Pauls tips and hints today I wanted to talk about calculating your deposit so as an example lets say you wanted to buy a house or property for three hundred and fifty thousand dollars as your purchase price then youre trying to calculate how much deposit you need to have as a very minimum most lenders would require that your deposit is at least five percent so in this instance that would be roughly seventeen thousand five hundred and you will also need an additional five percent to cover your purchase costs so lets say thats another seventeen thousand five hundred so as a rough estimate at least ten percent of the value of the property is whats required as savings so that would make it thirty five thousand dollars that you would need to have available as funds another prerequisite for this is that that deposit is the most lenders require you to show what they call genuine savings and that needs to be at least five percent of the purchase price so out