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module five post-judgment collections we will now move to the final phase of the debtor-creditor relationship post-judgment collections positioning to enforce a judgment debtors holding a judgment over a creditor are called judgment creditors debtors who have had a judgment entered into the record against them are called judgment debtors the easiest way for the judgment creditor to collect the monies won in the lawsuit is to have the judgment debtor simply pay the amount or arrange to pay the amount in installments over time and then actually make those installment payments but in many cases the judgment debtor either cannot or will not pay the judgment debt this is where the post judgment collection process begins the first step in collecting on the judgment is locating the debtor which may not be the easiest thing to do sometimes private detectives or Skip tracers may even be called in the next step is determining what assets of the judgment debtor are attachable and accessible to d