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all right welcome everyone to our latest alta insights webinar these are free presentations we offer on issues important to title and settlement professionals im jeremy yowie altas vice president of communications and today weve got a great webinar thats going to dig into respa and offer some tips on how to set up compliant marketing agreements and business structures we had a great turnout with registration weve had over 600 people register for todays presentation before starting i do need to touch on the housekeeping items we always review everyone everyones lines are muted for todays discussion if it uh anytime you have a question submit them in the questions box well hold a little time for q a at the end of the presentation todays webinar is being recorded youll get an email with a link to the recording tomorrow and uh like all of our other webinars theyre all our archive on altas website at alta.org forward slash webinars thats forward slash alta.org you can also dow