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can i rent out my house without telling my mortgage lender hey folks my name is chris at hauseit today were going to address this question thats been asked by some of our first-time buyer clients theyre perhaps thinking about renting out their property and they asked this question because they purchased the property with the original intent to use it as a primary residence so when you apply for a mortgage loan during the purchase process you indicate whether its an investment property or a primary residence often terms the terms the interest rates are more favorable for primary residence purchases so you know most of these buyers will obviously choose the lower rate the better terms and indicate that its for their primary residence and uh you know usually the the mortgage lenders have some terms on renting out the property you know sometimes it might be you have to use it as your primary residence within one year of the property you know perhaps theres some time limit where you m