Easily Hide Arrow into the Insurance Plan

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How to Hide Arrow into the Insurance Plan

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- Okay today, were going to talk to you about hidden damage claims through your insurance company. And this is becoming a hot topic because in the state of Washington, weve got pretty good case law, case precedents over the past couple of years that has allowed this or allowed insurance companies to pay for hidden damage that you find on your building. And while its in Washington currently, several other surrounding states are referencing the Washington case law, particularly in the federal court jurisdictions. And many of these insurance companies are nationwide so they fall into that federal court, and were seeing this gain a little bit of traction. But basically, heres what this is. And so, heres some examples of some hidden damage you get. Heres before pictures. Yeah, we see a little staining and things like that. But when we open up the siding, wow, look at all this damage to the beams and needed to be shored. Lots of plywood, lots of water damage here. Pretty new building.

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Got questions?

Below are some common questions from our customers that may provide you with the answer you're looking for. If you can't find an answer to your question, please don't hesitate to reach out to us.

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What does waived mean in insurance?

When an employee doesnt want health insurance from their employer, they waive coverage. Or, employees can waive coverage on behalf of a family member who was previously under their plan. A waiver of coverage is a form employees sign to opt-out of insurance.

What does it mean when you have a $1000 deductible?

A health insurance deductible is the amount you pay before your insurance kicks in. For example, if you have a $1000 deductible, and you need a $1000 MRI procedure and a $2000 surgery, you will pay $1000 out-of-pocket for the MRI, and then $0 for the surgery.

Is it better to have a 500 or 1000 deductible?

A $1,000 deductible is better than a $500 deductible if you can afford the increased out-of-pocket cost in the event of an accident, because a higher deductible means youll pay lower premiums. Choosing an insurance deductible depends on the size of your emergency fund and how much you can afford for monthly premiums.

What is a good deductible amount?

Average Cost of a Car Insurance Deductible Auto insurance deductibles can range anywhere from a few hundred dollars to $2,500. However, the most popular option is $500. No matter what amount you choose, its important that you can afford to pay it if you need to file a claim.

What is a deductible vs copay?

Whats the Difference Between a Deductible and a Copay? A deductible is the set amount of money you pay out of pocket for covered services per plan year before your insurance plan starts to pay. A copay is also a set amount of money, but its the fixed fee attached to certain covered services.

What does PPO stand for in insurance?

Preferred Provider Organizations (PPOs) A PPO has a network (or group) of preferred providers. You pay less if you go to these providers. Preferred providers are also called in-network providers. With a PPO, you can go to a doctor or hospital that is not on the preferred provider list.

What is a deductible in insurance?

The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself. After you pay your deductible, you usually pay only a. copayment.

Is a $1500 deductible a lot?

Yes, a $1,500 deductible is good for car insurance if you want a lower monthly premium. The most common deductibles are $500 and $1,000, but a higher deductible can be a good option if you can afford to pay more out of pocket in the event of a claim.

What does HMO stand for in insurance?

Health Maintenance Organization (HMO)

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Hide Arrow into the Insurance Plan