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take our lead lets help you make your mark our goal is your satisfaction let us show you the way if you are concerned about affording your escrow shortage payments the better option is to pay off your escrow shortage monthly with your mortgage lender this way you can pay off the debt over a longer period of time rather than draining all of your financial resources at once lets help you make your mark when you pay toward the principal on your mortgage you are paying toward the original debt when you pay toward escrow you are setting aside funds to pay future interest homeowners insurance and property taxes make your mark take our lead the additional amount will reduce the principal on your mortgage as well as the total amount of interest you will pay and the number of payments the extra payments will allow you to pay off your remaining loan balance three years earlier take our lead lenders also generally agree to delete an escrow account once you have sufficient equity in the house be