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In this tutorial, Lee Pearlman discusses seven common tactics used by insurance companies in personal injury claims. One of the primary tricks is to offer a quick settlement, which may seem appealing but typically results in payment far below what victims deserve—often around four times less than those who have legal representation. These early offers generally do not account for necessary medical treatment, lost wages, pain and suffering, or other critical factors. Pearlman emphasizes the importance of being aware of these tactics to avoid being undervalued in a claim and suggests seeking legal counsel to advocate for fair compensation.