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everybody knows what the four percent rule is you know its that rule that says in the first year of retirement you can spend four percent of your savings and then adjust that amount each year by the rate of inflation and your money should last at least 30 Years everybody knows that but did you know that the rule does not account for investment fees and in fact if you pay a financial advisor the industry standard one percent a year to manage your money did you know the four percent rule no longer works in fact you have to reduce that first year spending by 10 percent to account for that seemingly small one percent fee well now you do
