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not everyone has jumped aboard the electronic payments bandwagon its still the case that many old checks have gone uncashed it might well still be possible to cash a check thats more than six months old but here are some things to keep in mind it turns out there are few rules about when a check expires the uniform commercial code the standard group of business laws guiding financial contracts tells us a bank does not have to accept a check more than six months old theres a federal reserve rule which says a bank doesnt have to deposit a check if it has reasonable doubt including whether its too old whether the bank will pay the money a bank may choose to cash the check in question if it believes its being presented in good faith some banks charge a fee of consumers who try to deposit checks that bounce those fees can range from a few dollars to 30 dollars or more for more check out bankrate.com
