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if you run a business in the Sunshine State this video will help you understand Florida business insurance requirements and some of the other commonly purchased commercial policies available Florida business insurance helps protect your company and potentially your personal assets from lawsuits claims and settlements that can docHub into the millions what type of business insurance is required in Florida Florida requires only two types of commercial insurance policies and only under specific circumstances workers compensation Florida law requires all employees to purchase workers compensation coverages with a few exceptions business Auto if the business owns any Vehicles titled to the business or uses the vehicles to make deliveries visit clients or for other business purposes they must have commercial auto insurance any other policies and coverages are optional for your business to purchase there is not one small business insurance policy that covers every risk there are different comm