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Aiden Kramer, an attorney in Colorado, discusses independent contractor agreements in this episode of "All Up in Your Business." He defines an independent contractor as anyone providing services for a business who is not an employee, such as himself when working with clients or hiring a bookkeeper. Kramer emphasizes the importance of having a written agreement to clearly outline the relationship with the contractor. Key terms to include in the agreement are the specific services to be performed and the payment details. This ensures both parties understand their roles and responsibilities.