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chemist advice well strategist Josh Sterling here where I provide you with informative and educational content on all things related to orchestrating your wealth today well be discussing long-term care insurance and why you need to consider it especially with the availability of new insurance options like the hybrid or link benefit long-term care policies and life insurance with long-term care Riders this video is perfect for those nearing retirement caregivers or anyone who wants to learn more about this important topic now as we grow older the probability of needing long-term care increases docHubly Research indicates that 70 percent of people over 65 will require some form of long-term care long-term care involves the assistance given to individuals who cannot perform basic daily activities such as bathing dressing and eating due to either chronic illness disability or aging you might think that long-term care isnt necessary especially if youre in good health currently howev