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owning a house is a common goal that lots of people have were always told to get on the property ladder as fast as possible so we can start investing in an asset that we can call our own but after my experience of buying a house it isnt always the best idea theres lots of extra things that you need to consider like the time spent on Renovations hidden damages and all the extra bills that come with actually owning your own house hopefully you can take away some key ideas from this video and apply them to your own life when you purchase your own home firstly theres lots of extra costs that come with owning a house of course everyone knows you have to pay the mortgage and the size of your repayments is affected by how much of a deposit that you put down now an acceptable deposit in most countries is 10 to 20 percent so as an example if you put down 15 on a five hundred thousand dollar house that means youve put down seventy five thousand dollars and per month youll be paying back 28