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hello everyone the topic for today is group certificate or pfig summary so when you are lodging your tax at the end of the year do you really need a group certificate or a pfig summary the answer is no you dont need it why because the government has introduced stp stp is a system in which all employers have to inform the tax office through the accounting software about the salary paid to the employee so whenever they pay salary to an employee the information is updated in the eight year record so when you launch your tax at the end of the year the ato already has an information of your income and tax withheld so you dont need to ask your employer you can simply go to the like go to your accountant or you can lodge it yourself accountant can [Music] just check you know just take two minutes to check that how much is the income how much is the tax withheld um you know from your employer and they can launch the tax return straight away this you know its very easy you can also have you