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In this video, Ben, a previous CEO of a debt settlement company, shares tips on settling debt effectively. He discusses the complexities of selling debt and the importance of doing it correctly to avoid losing money. The video aims to provide viewers with a toolkit to settle debt on their own, highlighting key considerations and warning signs. Topics covered include settling debt independently versus hiring a company, structured settlements versus lump sum settlements, and more. Through Ascend Finances YouTube channel, viewers can learn to navigate debt settlement and achieve financial freedom cheaper, easier, and faster.