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welcome back to am north west in todays unzip the zip code we explore your credit score and how it impacts a home loan here to share more we welcome back from Summit mortgage corporation mortgage specialist Stacey banner good to see you Stacey thank you so first of all lets just talk in general what is a credit score well credit score its a rating its information that is positive and negative information thats provided from New creditors on the credit report so what is considered a good score well were in regards to home financing and typically 740 is top tier okay and that doesnt mean that if you dont have a sudden for you that you you know you cant qualify but some so there sometimes you your programs we limited ok and then whats it considered a bad score well I dont I that thats kind of gonna vary so Im if Im gonna run into actually giving it an actual bad score okay so you know the lower they because weve all been there yeah yeah a lot of people in there but the lowe