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theres no secret social security is a broken system needs fixed but thats the secret how they gonna fix it how can we fix it ive got eight ideas were gonna consider and walk through together coming up [Music] my name is mike bernard the host of the wise money show im also one of the certified financial planners right here at cohort financial group make sure you hit that subscribe button turn on notifications and smash that thumbs up button all right so we know social security is broken and it actually unfortunately has gotten a little worse here during the pandemic previously the projection was social security was going to go insolvent okay and 2037 i believe was the most recent uh analysis pre-pandemic and then it was 2035 then 2034. now most recently the expectation is social security is to be insolvent by 2033 just a mere 12 years from now to level the playing field insolvency doesnt mean that social security is just going to go to zero and what what it effectively means is th