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foreign s and address one of the biggest change in the current 2022 tax return and its really a shocker and I think as people file theyre going to realize this child tax credit is a big issue its going to be a really big issue especially with your families that have smaller children or children that have jumped over that threshold of the age of 17. those are going to be the really big ones that see the huge issues are going to give you a couple examples to show you how its going to affect you and I think thats important to do a couple examples but Debbie before we jump into the to the examples lets just go over the basic fundamentals because again this is going to be a huge shock to a lot of people so first thing is were talking about the child tax credit and were going to look at what it was last year on the 2021 return and what its going to be this year on the 2022. so Debbie take the lets take the first one under the age of five okay so last year if you had children under