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The text describes a scenario where a couple, Harry and Wanda, are considering placing Harry in a nursing home due to his stroke. The nursing home informs them that they have assets totaling $175,000, but they will have to use this money to cover Harry's care. Harry receives $2,000 monthly from Social Security and pension, while Wanda has $800 in monthly income. The couple's total assets do not truly equate to $175,000 as taxes have not been paid on their IRAs.