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[Music] if youre the beneficiary of an irrevocable trust its possible that you are being abused by your trustee and its very easy for me to tell when I talk to potential clients if theyre in a position where theyre being abused because I look at the distribution standards of the trust so your trust will have a section that talks about distribution of income in principle and it could say that income supposed to go to you on a regular basis or it could be that income in principle is supposed to be distributed to you based on what we call a heme standard that means health education maintenance and support and so my first question when I see those type of distribution standards is what have you received how much money has the trustee given you and if the answer is zero or very little then I know that we have an abuse situation on our hands this is a trustee who either doesnt understand what the distribution requirements are or simply doesnt care and is ignoring the distribution req