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what is a fixed indemnity health plan [Music] fixed indemnity plans are very different compared to traditional coverage be aware that fixed indemnity plans are not right for everyone and you should always speak with a licensed insurance professional before making any changes to your health insurance a fixed indemnity plan pays a specific amount for each medical service that is covered in the policy this can include doctor visits hospitalization emergency room services and more once again be aware that these types of policies may not be the right fit for everyone however they could be a good fit for young healthy individuals who are on a budget state availability applies always speak with a licensed insurance broker when considering your insurance options