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well start by going over EFT setup and processing first paperwork application setup and process so test reviewing of documentation and just doing a simple point of sale transaction and then finally we need to run EFT and that would be how to prep your EFT how to run EFT how to finalize your EFT so the first two things were going to get into right now are the setup process and how the data moves first you as the client in our case you go girl fills out and faxes your emails the forms one form is going to X charge another form is going to bankserve the X charge form when they get the form theyre going to do some paperwork on their side and then theyre going to send what we call a tear sheet over to bank serve if youre not using X charge you can request a tear sheet from your Merchant processor and have them send that over to bank serve to the same fax number or email address that you use bankster well take that information theyll be able to set up what they need to do to actually