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In this tutorial, the speaker explains how to write a payment agreement, a legally binding document between a lender and a borrower that details loan terms such as the amount, payment schedule, and penalties. The first step is to draft an opening statement affirming the signer’s understanding and acceptance of financial responsibility, indicating agreement to pay a specified amount within a set time frame. The second part covers outlining penalties for missed payments, noting that each agreement may differ in terms of the percentage and amount associated with these penalties. The tutorial stresses the importance of using a template for clarity and organization.
