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In this tutorial on Certificates of Insurance, the speaker emphasizes that a Certificate is essentially of little value, only confirming that certain insurance policies exist. The certificate itself is mainly important for identifying that the policies listed have been issued. Key actions to take when handling certificates include ensuring that the person you are paying is named as an insured party. The speaker suggests that it's crucial to verify the details on the policy itself, as certificates do not replace the need for thorough policy examination. Agents typically use management systems to assist in this verification process. Further discussions on certificates will follow in subsequent videos.