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youve seen the ads but is getting an insurance estimate by snapping a cell phone picture really a good idea well this grandmother and granddaughter did just that and now theyve got a warning for others who end up in a car crash the commercials make it seem so simple was the pretty mutual all I needed to do to get an estimate was snap a photo of the damage and voila if you get into a car accident insurance companies encourage customers to send pictures of the damage and theyll give you an estimate so you dont have to spend your day in a body shop hold hold it boys specific three of you wheres your brother lots of insurance companies are doing it so hell do photo estimates work well you take out your phone and then take a picture of the damage and send it in to the insurance company shortly youll receive an estimate and a check sound good right well not according to the body shop owners I spoke with across the country the cheating and undervaluing on the stating that actual damag