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hi this is Fred Neiman everyone goes into business with the best of intentions oftentimes they go into business with friends or family members perhaps a stranger all with the goal of creating a successful enterprise and being the next Facebook I want you to seriously consider in order to protect your hard-earned enterprise and the work and investment of time and money you're going to put in that you seriously consider the use of a shareholder agreement or an operating agreement in order to Lorelei's the terms under which you have agreed to go into business with someone else a well-written shareholders agreement will protect you in the event of a fallout which happens often times a month even the best of friends and associates a shareholders agreement makes it clear what everyone's expectations are and what happens if things need to be changed give it some serious thought if you have questions about a shareholders agreement I want you to give me a call come on in we'll talk about it I'...