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A photography payment plan is a contract between a photographer and a client that allows for the use of images or services. While some photographers prefer upfront payment, offering payment plans for costly services can make them more affordable. Payment plans may include interest, benefiting both parties. The plan should include names, service description, total balance, repayment details, interest rate, start date, payment instructions, late payment policies, signatures, and other terms. Visit eForms for online legal documents.