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If you're an iPhone user experiencing payment method declined issues, preventing app downloads, this video will show you how to fix it. The primary reason is recent changes in RBI guidelines, particularly regarding recurring payments. First, check your card transaction settings to ensure international transactions are enabled. If already enabled, delete all previous payment methods and re-enter them. Additionally, check for any pending balances or insufficient funds in your account. Following these steps should resolve the issue and allow you to download apps from the App Store.