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hey guys this is Austin so yesterday in an event in New York City the CEO of t-mobile got up on stage and proclaim the death of contracts on paper it sounds pretty good you can pay pretty much any phone you want including the HTC One the galaxy s4 even the iPhone 5 offer only $100 most of the time your bill should be quite a bit less and on top of that since you're not bound by a contract you can leave t-mobile at any time and switch to whoever you like however let's actually take a closer look to see if this is any good for starters what a lot of people don't realize is that phones are much more expensive than they think they are so here in the United States if I wanted to go buy a brand new iPhone 5 from a carrier right now it would cost me $200 however if I wanted to buy one directly from Apple without any kind of contract it would run me 650 dollars this is called a subsidy in return for giving you a $450 discount on your brand-new phone the carrier will then ask you to sign a con...