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hi everyone ah Welcome to our first YouTube live session uh recently with our news on the move to India and our fundraise theres been a lot of excitement and a lot of love from everybody the media the ecosystem other entrepreneurs also there have been a lot of questions so on this eve of our Republic Day thought that who better than Samir my co-founder and CEO of phone pay to answer some of those questions hello to everyone whos dialed in thank you for joining us um lets lets get right into it yeah so Sameer top of everybodys mind its great that weve moved from Singapore to India what does it really mean and why have we done this I think for the mission we are on Rahul you know this better than anybody we want to solve for at scale Financial inclusion digitization ecosystem building in the country India is where we started India is where we are focused and I think we will be for the next couple of decades um and to that end for various reasons including being highly regulated i