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hello my name is Bridget Makai I am an attorney practicing in Petaluma California in the area wills trusts probate and Trust Administration's and welcome to my video blog I'm going to talk a little bit about a question I received from a client who is the agent as a durable power of attorney and if you've seen any of my prior videos that someone who is acting on behalf of another has a written document to that effect in all of their financial affairs not their health but their financial affairs and this person asked what if a bank or a brokerage firm doesn't accept the durable power of attorney and my agency and I don't say that I don't want to say that I see this often but it does come up because there are certain requirements that are there are certain things that are required in a durable power of attorney certain phrases and clauses and those are all in California law and so all durable or most durable powers of attorney if not all are drafted on those premises and one of them and...