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hello hello everybody julie charamito here with js mortgages at the mortgage advisors and for todayamp;#39;s package minute i want to share um a question that has come up a lot about variable rate mortgages actually because they are a little bit cheaper than fixed right now and people are wondering what happens if they start to skyrocket so we are at the bottom of an economic cycle we are likely going to see variable rate mortgages going up probably not based on bank of canadaamp;#39;s notations and comments until the end of 2022 however if they do start to go up and you start to get uncomfortable you can lock into a fixed rate without paying a penalty as long as you go with your current lender at whatever the fixed rate is that they are offering at that time so you do have options with a variable so that you can make sure that everything stays within your budget if you have any questions you know where to docHub me letamp;#39;s talk fixed letamp;#39;s talk variable letamp;#39;s ta
