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[Music] many people think that a commitment letter is something that says that you are committed to get that mortgage that you are committed to sign the documents and that you are going to have to close on that mortgage whether you want it or not well its actually the other way around a commitment letter is from the lender is a letter that tells you that as long as you fulfill certain conditions they are committed to lend you the money so these conditions might be something so simple as an appraisal or maybe something like clean title or a final verification of employment so a commitment letter is actually a commitment from the lender to you to tell you that they are going to lend you the money if you would like to know more about the mortgage process or you would like to get free qualified two persons at home dont hesitate to resell im here to help