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Arnold and moat wealth management is proud to announce that we are now a flat fee financial planning firm our clients will pay just one annual fee either quarterly or monthly without any changes to the fee throughout the year based on the assets that were managing or the work that were doing for you youve always known us as a fee only fiduciary firm which means that weve had to put your interest before our own as well as only be paid by you not by insurance companies or investment funds this takes it one step further with a flat fee to remove even more conflicts of interest and ensure that our advice is independent for example you can now make changes to remove money to pay down a mortgage balance or buy a car put money in to invest in CDs or make other changes that would not affect our fees in any way and so clear up our advice for people with larger balances this may even reduce your fees as a percentage of your balances over time because our fees will be relatively stable while