Fix fee in the Insurance Waiver

Aug 6th, 2022
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How to fix fee in the Insurance Waiver

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all right in this video im talking about what is fee for service payment in health insurance and this of course has to do with the relationship between the doctor and the insurer so how much does the insurer pay the doctor well fee for service is actually classic its just where the doctor puts together a bill so that the doctor says i did the following things to the patient i did surgery and im charging nine thousand dollars for that i consulted with the patient a few times and im charging 2000 for that and i did some diagnostic testing im charging 1 000 and the doctor then sends that bill to the insurer and the insurer pays it so very simple now historically this got to be a problem because of course theres an incentive for the doctor to put really high price tags on the doctors things theyre doing and that led to a a huge rise in the cost of health insurance for a while medical care started to look like it was not sustainable so in which case we thats when managed care came

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With a waiver of depreciation in place, Canadian drivers dont need to worry about that problem because, in the event of vehicle theft or a total-loss accident, they will be eligible to receive the cost of a new replacement vehicle without depreciation factored in.
Depreciation Waiver Cover If your car meets with an accident, then a Depreciation Waiver Cover will ensure that you get reimbursement of the complete cost of the parts replaced without any depreciation. This is a cover that is pretty beneficial and should be opted for by every car owner.
Why should I have a depreciation waiver? Without a depreciation waiver, if you experience a total loss due to theft or accident, you wont be reimbursed for your vehicles full value youll only receive the depreciated value.
Depreciation Protection is Ideal for those who: Make increased or additional loan payments. Desire protection from vehicle depreciation.
A depreciation waiver is an optional endorsement that means your car insurance policy will offer replacement value if your NEW car is stolen or damaged beyond repair in a total loss accident. This endorsement will apply for a set period of time after the new vehicle is purchased.
Thats why, if you own an expensive car, it makes sense to opt for zero depreciation insurance. New drivers: New drivers are more susceptible to accidents and therefore more likely to make a claim. However, without zero depreciation insurance, they could face massive expenses!
If youre more likely to get into an accident, you wont want to pay out a higher deductible. However, if youre generally a safer driver, your car insurance premiums will be lower with a $1,000 deductible.
The OPCF 43 endorsement cost differs with different insurance companies. With that in mind, the OPCF 43 is almost always worth the cost of purchasing the endorsement. If you drive your brand-new vehicle off the dealers lot, it is immediately depreciating.

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