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in todays video we are talking the six costly mistakes that federal employees make at retirement coming up next hey my name is mel stubbs im here on behalf of retirement benefits institute talking to federal employees about their retirement make sure you subscribe if you want to get more of this type of information in todays video were talking about the six costly mistakes that federal employees make at retirement three of them have to do with kind of forms you fill out and then three of them have to do with planning so lets jump right in the first mistake people make is not understanding their service computation date there is a service computation date for leave theres a service computation date for retirement now a lot of you have a pay stub that looks like this and you see there they have a service computation date for leave on there now some people will see that and they just assume that is also their retirement service computation date now for some people it is but for oth