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we need to confirm that they will not only have an account but also permission to draft this is one of those things where I need both up front so script why it sounds something like this so after I ask health questions medications I say okay theres two more questions Mr Jones first question is about how we do payment um when it comes to payment we dont come by like the old days and collect your money probably like a grandma a great grandma did the way all the insurance companies require payment now is through a monthly automatic payment doesnt have to happen today but it has to start the following month after you get your check and we can accept either a bank account uh Direct Express card or some kind of debit or credit card which one of those do you use so were getting confirmation they got an account were telling them why we have to draft their account because its not like the old days and thats true I mean their agents still out there that go buy peoples homes and collect