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hello this is the insurance exam queen and this is going to be a lesson on dwelling policies in this youll find dwelling policies on the property exam or the personal lines exam please make sure to subscribe thats what helps make sure that im able to do this full time and support all of you as you take and pass your exam which is so exciting because insurance is such an amazing career and you are stepping into an amazing opportunity by getting this test done and passed so lets go ahead and jump into dwelling policies now dwelling policies are typically purchased by landlords now this is not always to say that all dwellings are sold to landlords anybody can buy a dwelling if it fits your needs its just typically purchased by landlords because a dwelling policy does not automatically come with liability which is protection if anybody gets hurt in your home they you know trip and fall your dog bites them liability is what pay out to them dwelling policies do not come with liability