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Great job practicing those spreadsheet skills over the past few lessons, those are going to come in handy as we start accounting for all your expenses. See bills that are the same each and every time are easy to predict like rent or your phone bill, but how would you predict expenses that change every month like going out to eat or bills that dont happen every month like getting your oil changed every six months? And how do you predict emergencies which are by their very nature unpredictable? Believe me, money does not grow on trees. I would know, I uh, tried to plant one a money tree. Did not get one just, its got a dirty dollar bill. But theres good news for you, turns out its pretty easy to account for all your different expenses, the key is to consider them as two separate sets; fixed expenses and variable expenses. First up we have the easier expense to account for: fixed expenses. These are expenses that are easy to predict both in timing and