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many times weamp;#39;ll have children that will be able to go out and get a job and if those individuals are given a check for payment of services for shoveling someoneamp;#39;s snow out of their driveway or cutting the grass and things of that nature if that party pays the child a minor with a check then you as the parent want to make sure that that check gets cashed legally a minor cannot present a check to a bank they therefore need someone to endorse that check and as a parent you are able to do that but when you go to the bank and endorse the check the bank looks to you to guarantee the funds if the check goes bad so make sure you as a parent either make arrangements for your child to be paid on a cash basis because of this awkward situation or make sure that you know the party thatamp;#39;s issuing the check to your child is certainly good for the funds this is patrick monroe talking about the strategies of endorsing a check for a minor